About BAI FINANCE
Thank you for visiting our website! Bai Finance Group Pty Ltd is an established Australian mortgage broking company committed to assisting Filipinos in Australia in reaching their dream home.
Here in BAI, we provide you professional broking advice and services whether you are looking to secure a home loan, make real estate investments or obtain personal loans. We look forward to helping you achieve your financial goals and providing you with exceptional broking services. Don't hesitate to reach out to us for personalized advice or to schedule a consultation. Let BAI be your trusted broking partner.
![Luxury Modular Homes](https://static.wixstatic.com/media/11062b_d04b86fee9d44fe98de14049f8a470ed~mv2.jpeg/v1/fill/w_980,h_426,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_d04b86fee9d44fe98de14049f8a470ed~mv2.jpeg)
Our Mortgage Process
At Bai Finance, we believe that getting a mortgage should be a stress-free process. That's why we have designed our mortgage process to be simple and hassle-free. Our process includes a thorough analysis of your financial situation, finding the best mortgage products that suit your needs and preferences, and guiding you through the application process.
![Professional-Service-Trends-to-Look-Out-for-in-2021-1.jpg](https://static.wixstatic.com/media/d61c51_75753f6e40e1458d8ed49a5123b0f1e4~mv2.jpg/v1/fill/w_245,h_142,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/d61c51_75753f6e40e1458d8ed49a5123b0f1e4~mv2.jpg)
Pre-Assessment
Before you start looking for a property, it's important to know how much you can borrow. At Bai Finance, we offer pre-assessment service to help you determine your borrowing capacity. We will assess your income, expenses, and credit history to provide you with a clear idea of how much you can afford.
![03-professional-laptop.jpg](https://static.wixstatic.com/media/d61c51_45e35decec8a44f0b4028388f9a0a5c3~mv2.jpg/v1/fill/w_245,h_163,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/d61c51_45e35decec8a44f0b4028388f9a0a5c3~mv2.jpg)
Loan Application
Once you have found your dream property, our team of experienced brokers will guide you through the loan application process. We will help you choose the right lender and mortgage product that suits your needs and preferences. We will also assist you in completing the necessary paperwork and submitting your application.
Loan Approval
After your application is submitted, we will work with the lender to ensure that your loan is approved as quickly as possible. We will keep you informed throughout the process and provide you with regular updates on the status of your application.
![steptodown.com955243.jpg](https://static.wixstatic.com/media/d61c51_22f5f754a8c740dbae681ccfe675eb41~mv2.jpg/v1/fill/w_245,h_163,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/d61c51_22f5f754a8c740dbae681ccfe675eb41~mv2.jpg)
Settlement
Once your loan is approved, we will work with the lender and your solicitor to ensure that the settlement process is smooth and hassle-free. We will also help you understand the terms and conditions of your loan and answer any questions you may have.
![steptodown.com518365.jpg](https://static.wixstatic.com/media/d61c51_d4f52d97441843278a80217677a7953f~mv2.jpg/v1/fill/w_245,h_163,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/d61c51_d4f52d97441843278a80217677a7953f~mv2.jpg)
![mfaa-logo](https://static.wixstatic.com/media/d61c51_746bff056a3f412581660a6d1be2d3ce~mv2.jpg/v1/fill/w_331,h_168,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/mfaa-logo.jpg)
![Bai Finance & Lawyers rewards](https://static.wixstatic.com/media/d61c51_1a8616f1aa1c453b954d2755e02645cb~mv2.png/v1/fill/w_1137,h_207,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/EP%20Signature%20(4)_edited.png)