← All Calculators

Borrowing Power Calculator

Get an estimate of your maximum borrowing capacity based on your income and monthly expenses.

Your Financial Details

A$
A$

Include rent, food, transport, utilities, etc.

%

Lenders typically assess at +3% buffer above current rates.

This is an estimate based on simplified assumptions. Your actual borrowing capacity may be higher or lower depending on your credit history, debts, and lender criteria.

Finance

How Much Can You Borrow?

Fill in your income and expenses to get an estimate.

Get an accurate assessment

This estimate doesn't account for credit history, existing debts, or specific lender policies. A broker can give you a precise figure.

Book a Free Consultation

BAI Finance Support

Online now
👋 Hi there! Have a question? Fill out a quick form and chat with our team live — right here.
Start a ConversationBook a Free Consultation

We reply within 1 business day