Interest Only Calculator

Compare monthly cashflow between interest-only and principal & interest repayments. Commonly used for investment property analysis.

Loan Details

Interest-only loans are common for investment properties. No principal is repaid during the interest-only period.

Important: With an interest-only loan, your principal balance never decreases. You build no equity during the interest-only period. After the IO period ends, repayments increase significantly.

Compare Repayment Types

Enter loan details to compare interest-only vs P&I repayments.

Investment property advice

Choosing between interest-only and P&I has significant long-term implications. Our brokers can help you structure the right loan for your investment strategy.

Talk to an Investment Specialist