Your Home Loan Experts
We compare home loans from over 30 Australian lenders to find the right rate and structure for your situation — whether you're buying your first home, investing, or refinancing.
Loans Settled
Happy Families
Lender Partners
Avg. Approval Time
Lending Solutions for Every Stage
From first home buyer to seasoned investor — we have the right loan for you.
Home Loans
Owner-occupier loans for purchasing your family home. Variable, fixed, and split options available.
Investment Loans
Grow your property portfolio with competitive investment loan structures and interest-only options.
Refinancing
Switch to a better rate or access your equity. We compare your current loan against 30+ lenders.
Construction Loans
Progressive drawdown loans for building your new home, with interest-only during construction.
Commercial Loans
Business premises, commercial property investment, and equipment finance solutions.
Car & Personal
Competitive vehicle finance and personal loans through our lending panel.
SMSF Lending
Purchase investment property through your Self-Managed Super Fund via LRBA structures.
First Home Buyer
FHOG grants, First Home Guarantee (5% deposit), and stamp duty concession specialists.
Simple 4-Step Process
We handle the complexity so you can focus on finding your dream home.
Free Consultation
We discuss your goals, income, and borrowing capacity — no obligation.
Loan Comparison
We search 30+ lenders to find the best rate and product for your situation.
Application
We prepare and lodge your application — you sign, we handle the rest.
Approval & Settlement
We manage everything with the lender through to settlement day.
Why Choose BAI Finance
for Your Home Loan?
- Access to 30+ Australian lenders in one place
- Bilingual service — Tagalog spoken
- No broker fees — we're paid by the lender
- Specialist first home buyer guidance
- FIRB experience for non-resident applicants
- End-to-end support from pre-approval to settlement
Ready to Get Started?
Book a free 30-minute consultation and we'll assess your borrowing capacity on the spot.
Book Free ConsultationTry Loan CalculatorNo obligation · No upfront fees
Licensed & Regulated
We operate under strict Australian financial services regulations to protect you.
Licensing Body
Buyers Choice Licensing Pty Ltd
ACN 626 172 281
Australian Credit Licence
ACL 509484
Regulated By
ASIC
Australian Securities & Investments Commission
Credit services provided by BAI Finance brokers as Credit Representatives of Buyers Choice Licensing Pty Ltd ACN 626 172 281 (ACL 509484). This page contains general information only. Please seek independent financial advice before making any borrowing decisions. Rates and product availability are subject to lender approval.