Free Tools

Know Your Numbers
Before You Commit

Use our free calculators to estimate repayments, borrowing capacity, and compare loan types — no sign-up required.

Most Popular

Loan Repayment Calculator

Calculate your exact monthly repayments for any loan amount, interest rate, and term. Includes a full principal vs interest breakdown.

  • Monthly repayment amount
  • Total interest payable
  • Principal vs interest split
Calculate Repayments
Plan Ahead

Borrowing Power Calculator

Estimate how much you can borrow based on your income and expenses. View both conservative and optimistic lending scenarios.

  • Based on your income & expenses
  • Conservative & optimistic ranges
  • Multiple dependants support
Calculate Borrowing Power
Investors

Interest Only Calculator

Compare interest-only repayments against principal & interest side by side. Ideal for investment property cashflow planning.

  • IO vs P&I comparison
  • Annual cashflow difference
  • Visual repayment chart
Compare Repayment Types

All calculations are estimates for informational purposes only and do not constitute financial advice. Actual loan terms depend on lender approval and individual circumstances. Speak to a licensed broker for personalised advice.

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